Judgment Enforcement

Making sure everyone plays by the rules

Judgment Enforcement

Winning a lawsuit will result in you being awarded a judgment against the debtor. Being awarded the judgment does not guaranty you get paid by the debtor. It’s a court ruling that says the debtor owes the money to you individually, your business, HOA, healthcare organization or some other entity.  Now you have to get the writ in order to collect on that debt. A judgment recovery enforcer will have stronger tools in enforcing the court order, like wage garnishment, bank levy, property lean, foreclosure and more to collect the past due debt. Saunders & Associates, APC, will be the enforcer on your behalf.

Once you retain our enforcement services, we will locate and contact the debtor to make them aware that we represent you and start to negotiate a resolution for their outstanding court judgment.

Saunders & Associates, APC, will record the judgment in all the counties where the debtor owns real estate. That will prevent the debtor from selling the property without you getting paid.

We provide numerous tools. In certain cases, we approve payment plans or settlements on claims. Some of our tools may include but are not limited to:

 Demand Letters 
 Online Payment Portal
 TLOxp Reports
 Client/Consumer/Agent Negotiation
 Legal Filing And Investigation
 LexisNexis Reports

There are several approaches you can use via the courts for a judgment collection.  The judgment collection process will be tailored to your needs. Some of the more common judgment collections are as follows

 Bank Levy: A bank levy or garnishment can be issued by the court upon request for the judgment collection. 
 Wage Garnishments: A wage garnishment can be obtained against any individual who was named on the judgment collection.  A wage garnishment requires the employer to garnish, or hold back, a portion of the employee’s wages and submit these funds to the court on a monthly basis to be paid towards the judgment collection. 
 Real Estate Lien: A lien is effectively placed on real estate when the judgment collection is recorded in the county where the debtor owns property.  If they try to sell or refinance the property, the judgment collection will come up during the record search.  The debtor will not be able to complete the real estate transaction without working on an active solution towards the judgment collection.

How Are You Able Collect To Do What You Do?

Today’s digital world, makes it very difficult for a transaction to take place without leaving some sort of paper trail. Armed with the right resources, it is becoming increasingly difficult to hide in today’s high-tech digital culture. We use legal means of locating debtors and assets, including computer research, credit reports, public and non-public records, court research, mail and phone tracing, records obtained by subpoena and in-the-field investigation. We have legal access to information not available to the general public and are approved to utilize “restricted” databases used by law enforcement and investigative agencies. We are authorized by the court to enter the ‘secure’ files area, which increases the efficiency of our research/investigations. The majority of debtors are ultimately located. We have the resources, experience and resolve to make collection of your judgment a priority. We will conduct a thorough investigation to uncover any assets and income and take the necessary steps to levy on them.

Does Interest Accrue On My Judgment?

Yes, both state and federal judgments earn interest. California CCP §685.010(a) provides that interest accrues on state judgments at the rate of 10% per annum on the principal amount of a money judgment remaining unsatisfied. Federal judgments follow a more complicated formula, tied the weekly average 1-year constant maturity U.S. Treasury yield, as published by the Federal Reserve System.

If you need a law firm to handle all of your judgment enforcement needs, Saunders & Associates, APC, is the firm for you. We represent clients throughout California. Our clients’ are our focus. We are committed to leveraging our combined knowledge and experience to exceed our clients’ expectations. Let us help you every step of the way. If you are wondering what makes Saunders & Associates different. The answer is YOU. Saunders & Associates is an excellent partner and guiding light for you, your business and legal needs.


The Process To Getting Started

Review Your Case

Whether you are an individual or business owner. We have a legal strategy and solution that will resolve your matter.

Execute Fee Agreement

Submit all requested documents and Fee Agreement to establish attorney-client relationship.

Vigorously Represent You

Once you become a client, we will vigorously fight for you, to negotiate your desired outcome.

Best Efforts Resolution

Once desired outcome is achieved, supporting documents will be emailed to you. The benefit of having the right law firm on your side.


Get In Touch

Foreclosure Form LP 02 (#8)

Our Clients Say

Sara M
- Foreclosure Client

Very helpful from the beginning. They answered all my questions and were great at helping me save my home from foreclosure. I highly recommend this law firm.

Michael A
- Litigation

I was in need of an experienced attorney who knows litigation. I was very happy with the service and the results. I was notified about the each step and what was happening. The client portal is a great tool to be able to access and upload.

S. Landsbrook
- Foreclosure

Had to separate legal issues to deal with. First, the foreclosure I was going through was resolved after trying other companies, no one could help. After that was resolved I had a living trust which needed to be created. Everything went smooth.

Nathan Skaggs
- Litigation

I contacted Saunders & Associates and asked them about some personal matters I was dealing with. They helped me promptly. I am so glad I reached out.

C. Teitelbaum
- Foreclosure

The Saunders group not only saved my home and got me a low interest long term modification, they saved me $200,000 in the process. They are the pinnacle at what they do, and they do what they say!