Judgment Settlement

Judgment Settlement

Settling the best possible outcome for you

Judgment Settlement

A judgment is a court order that is the decision in a lawsuit. If a judgment is entered against you or your company, a debt collector will have stronger leverage, like garnishment, lien to collect the debt against you or your company.

A judgment is an official result of a lawsuit in court. In debt collection lawsuits, the judge may award the creditor or debt collector a judgment against you or your company. You are likely to have a judgment entered against you or your company for the amount claimed in the lawsuit if you your company:

 Ignore the lawsuit, or 
 Don’t respond to the lawsuit after you’ve served in a timely manner.  

The judge may also award additional fees against you or your company to cover collection costs, interest, and possibly attorney fees. 

Effective Ways Resolve A Judgment

Which is the best option for you? Saunders & Associates, APC, can help you navigate the best option.

 Motion to Vacate (set aside the judgment)
 Settle it (give them money in exchange for a Satisfaction of Judgment)
 Statute Of Limitation Expires
 Stipulated Judgment
 File bankruptcy

Motion to Vacate

If a judgment is entered against you without proper notice to you, you can ask the court to “set it aside” and allow you to defend the case. This requires a court order and a hearing in front of a judge. If the judgment is vacated, you will then be allowed to litigate the case. If the judgment is overturned, the odds of settling the judgment dramatically increase once the judgment is “set aside”.

Settle It (Satisfaction of Judgment)

When you settle a judgment, what you must get in return is a filed “Satisfaction of Judgment.” This is a special court form that must be filed in the courthouse. All negotiations performed by Saunders & Associates, APC, are in writing. This prevents creditors negotiating in bad faith

Statute Of Limitations

While there are time limits for collecting debts, once a court judgment is obtained, that limit does not apply. In California a judgment is valid for 10 years; however, if renewed prior to 10 years, it is extended for another 10 years. Criminal judgments do not require renewal.

Stipulated Judgment

A stipulated judgment is a court order issued to settle a debt, which requires that a debtor pay their creditor a specified amount according to an agreed schedule. In most cases, a stipulated judgment is sought by a debtor as a last-ditch attempt to settle a debt with a creditor that has sued for repayment of monies owed, as well as any associated fees and interest.


The successful discharge of a bankruptcy filing will eliminate most judgments. Judgments for fraud, elder abuse, and student loans are some of the exceptions. A bankruptcy filing will also place a “stay” on all wage garnishments, levies, and other judgment enforcement actions. Bankruptcy may be the fastest and least expensive way to get rid of a judgment. You must qualify for bankruptcy, and there’s consequences to filing bankruptcy.

Benefits Of Retaining Us To Settle Your Judgment:

 As a client of Saunders & Associates, APC, you will have access to some of the most experienced lawyers when it comes to protecting you and your business from judgments. We want you to have peace of mind.
 We will vigorously represent you at all times. You will not have to deal with the collectors and their lawyers. We handle every aspect of the matter for you and your business. 
 We know how to make sure that exempt money, such as Social Security benefits and many other types, are protected against the judgment.
 We make sure that once you’ve satisfied the settlement, the judgment will be deemed “satisfied.”

If you need a law firm to handle all of your judgment settlement needs, Saunders & Associates, APC, is the firm for you. We represent clients throughout California. Our clients’ are our focus. We are committed to leveraging our combined knowledge and experience to exceed our clients’ expectations. Let us help you every step of the way. If you are wondering what makes Saunders & Associates different. The answer is YOU. Saunders & Associates is an excellent partner and guiding light for you, your business and legal needs.


The Process To Getting Started

Review Your Case

Whether you are an individual or business owner. We have a legal strategy and solution that will resolve your matter.

Execute Fee Agreement

Submit all requested documents and Fee Agreement to establish attorney-client relationship.

Vigorously Represent You

Once you become a client, we will vigorously fight for you, to negotiate your desired outcome.

Best Efforts Resolution

Once desired outcome is achieved, supporting documents will be emailed to you. The benefit of having the right law firm on your side.


Get In Touch

Foreclosure Form LP 02 (#8)

Our Clients Say

Sara M
- Foreclosure Client

Very helpful from the beginning. They answered all my questions and were great at helping me save my home from foreclosure. I highly recommend this law firm.

Michael A
- Litigation

I was in need of an experienced attorney who knows litigation. I was very happy with the service and the results. I was notified about the each step and what was happening. The client portal is a great tool to be able to access and upload.

S. Landsbrook
- Foreclosure

Had to separate legal issues to deal with. First, the foreclosure I was going through was resolved after trying other companies, no one could help. After that was resolved I had a living trust which needed to be created. Everything went smooth.

Nathan Skaggs
- Litigation

I contacted Saunders & Associates and asked them about some personal matters I was dealing with. They helped me promptly. I am so glad I reached out.

C. Teitelbaum
- Foreclosure

The Saunders group not only saved my home and got me a low interest long term modification, they saved me $200,000 in the process. They are the pinnacle at what they do, and they do what they say!